FlowPayComing soon
Verified cash, credited by ACH.
Confirmed deposits become ACH credits, same-day or next-day.
DEP-2026-2217
Green Valley Markets #309
$18,420.00
Picked up
Picked up
Bag B-55120 · Route 14
10:42 AM PT
Deposit verified
Oakland Vault · count matches
1:15 PM PT
ACH credit file generated
Rule met: after vault verification
1:15 PM PT
Sent to sponsor bank
Before the 2:00 PM PT cutoff
1:16 PM PT
Credited
Same-day ACH
Today
$18,420.00 credited to Green Valley MarketsACH-88412
How it works
From pickup to credit.
01
Deposit verified
Confirmed in SecureFlow with bag ID, branch and time.
02
ACH file generated
Created the moment your rules are met.
03
Funds credited
Same-day or next-day, based on cutoff.
01 · Credit rules
You decide when a credit goes out.
Triggers, thresholds and cutoffs, set by your team.
Credit rulesGreen Valley Markets · 14 locations
Send creditAfter vault verification
Minimum deposit$500.00
Same-day cutoff2:00 PM PT
After cutoffNext-day ACH
Variance over $50Hold for review
Last edited by Dana Brooks · Oct 14, 2:08 PM PT
02 · Reconciliation
Deposits and ACH postings, side by side.
Bag, branch and time tied to each credit.
ACH reconciliationToday · Oct 20
Verified
42
Sent
38
Posted
35
Held
1
| Deposit | Customer | Amount | ACH | Status |
|---|---|---|---|---|
| DEP-2217 | Green Valley Markets #309 Verified 1:15 PM PT | $18,420.00 | ACH-88412 | Posted |
| DEP-2214 | Copperline Coffee #12 Verified 12:58 PM PT | $6,215.00 | ACH-88409 | Sent |
| DEP-2209 | Summit Hardware #4 Verified 12:31 PM PT | $9,880.00 | ACH-88405 | Posted |
| DEP-2231 | Redwood Pharmacy #2 Verified 2:24 PM PT | $4,130.00 | Next-day | Scheduled |
| DEP-2226 | Bayview Grocers #7 Verified 1:52 PM PT | $12,760.00 | — | Held · variance |
03 · Returns & exceptions
Returns go to a person, with context.
Flagged, explained and routed for review.
Return · ACH-88377
Harbor Deli #3 · DEP-2188
Amount$3,940.00
SentOct 19, 1:22 PM PT
ReturnedOct 20, 9:12 AM PT
✦ Suggested next step
Account number differs from the one on Harbor Deli's last three credits. Confirm with the customer, then resubmit.
Assign to FinanceResubmit
Opened 9:13 AM PT · Owner: Finance
Built for banking
Banking-grade from day one.
NACHA rules
Account validation
Fraud screening
Sponsor bank on the ACH network
Who it's for
Faster credit on both sides of the deposit.
Banks & Credit Unions
Credit customers without waiting on end-of-day reconciliation.
Retailers
Funds land sooner after each pickup.
CIT Providers
Offer settlement, from pickup to credit.